Z Cherry Blog

Life Benefits for Groups and Individuals

October 13th, 2008

 Both groups and individuals can turn to the Reliastar Life Insurance Company, a part of the ING corporation, for quality life insurance products. In operation from 1885 to the present, ReliaStar provides consistency and reliability across the range of products with a series of stellar financial ratings including AA from Standard and Poor’s and Fitch and an A+ rating from A.M. Best.

 

 For individuals, the ReliaStar Life Insurance Company offers a choice of term life insurance, universal life insurance, and variable life insurance plans. These come in both basic and supplemental plans.

 

 For groups, ReliaStar offers group annual term insurance with the option for disability benefits. Also offered to groups are voluntary products such as universal life insurance, portable term and universal life policies and whole life insurance.

 

 Products include what are called TermSmart policies in two tiers, one for $200K and over coverage and another for policies from $100K to $199K with terms of 10 years, 15 years, 20 years and 30 years for both tiers.

 

 In addition, ReliaStar offers life insurance policies in the ING ROP Term 15, 20 and 30 year group of policies In these policies the premium rate is guaranteed for the specified term. At the end of the period, the premiums are returned if no claim has been made against the policy and if they have been paid on time, with partial refunds possible for early termination.

 

 ReliaStar offers a wide range of products in the life insurance line to both groups and individuals and is an industry standout for excellent rates and services

 

Entry Filed under: Health